I am sure all of us want to spend money according to our budget but some how most of the time fail to do so and end up spending way more we initially intended. It does not only increases our debts but also puts us in a very bad financial situation. The culprit is the credit or debit card which we keep in our pocket before leaving for shopping. The easiest and the best way to spend according to budget is very simple. Just follow these steps:
- First of all we need to make a budget for our shopping. Lets say we want to spend $100 today. go to bank and withdraw $100 cash from bank account.
- Before leaving for shopping, remove all the credit cards or debit cards from wallet and leave these at home.
- Use cash during the shopping and if you don’t have enough money to buy something, then consider other options which you can afford to buy.
So that was as easy as 1 2 3…. I am sure you will not ever spend over budget this way. That will keep you debt free for the rest of the days.
